Community Mortgage

Think hard money but with a lower rate and the option of a 30 year fixed term. Check out the highlights and who this loan is ideal for below.

Highlights:

Income documentation not required
Income not stated
DTI not calculated
Credit underwritten based on LTV, FICO, and liquidity
Primary residence and second homes
Asset seasoning 30 days
Loan amounts up to $3 million
LTV up to 80% purchase/rate-and-term
LTV up to 70% cash-out
FICO beginning at 640
Debt consolidation = rate/term

Ideal For:

Self-Employed/Small Business Owner
Volatile or Irregular Income
Retired
Seasonal & Gig Workers
Real Estate Investors
Owners & Employees of Cash Businesses
Newly Self-Employed
Transitioning from Recent Health, Family,
or Other Life Events
Looking to Tap Trapped Home Equity
Recent Immigration
Disqualified Income

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

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