Recent Articles
Dec
10
2025
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Dec
06
2025
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
Dec
01
2025
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Jun
26
2025
26
2025
Fannie Mae and Freddie Mac Embrace Crypto Assets in Mortgage Underwriting: A Game-Changer for Homebuyers
Introduction In a groundbreaking move, the Federal Housing Finance Agency (FHFA) has directed mortgage giants Fannie Mae and Freddie Mac to begin considering cryptocurrency holdings in their underwriting process for single-family mortgage loans. Announced on June 25, 2025, by...
Introduction In a groundbreaking move, the Federal Housing Finance Agency (FHFA) has directed mortgage giants Fannie Mae and Freddie Mac to begin considering cryptocurrency holdings in their underwriting process for single-family mortgage loans. Announced on June 25, 2025, by...
Jun
24
2025
24
2025
Trigger Leads Under Scrutiny: What Borrowers and Brokers Need to Know About the Push for Change in 2025
If you've ever applied for a mortgage and suddenly received a flood of calls from unfamiliar lenders—some even pretending to be part of your chosen lender’s team—you've experienced the effects of trigger leads. Now, this long-debated practice is finally facing...
If you've ever applied for a mortgage and suddenly received a flood of calls from unfamiliar lenders—some even pretending to be part of your chosen lender’s team—you've experienced the effects of trigger leads. Now, this long-debated practice is finally facing...